A road accident can happen in several ways – a collision with another vehicle, a fall from your bike, or tripping on the pavement. No matter how they occur, though, they can often result in serious injuries. If you have been injured in a road accident that was not your fault, you may be wondering what steps you need to take next. This article will provide an overview of the legal process following a road accident and advise on the best course of action to secure the compensation you deserve.
Seek medical attention
After being involved in a road accident, the first step you should take is to seek medical attention, even if you do not think you have been seriously injured. Often, the full extent of an injury may not be immediately apparent, and it is vital to get checked out by a medical professional as soon as possible.
This will ensure that you receive the treatment you need, but it will also create a record of your injuries which will be helpful if you decide to claim compensation at a later stage. Even if you do not intend to claim, it is still advisable to see a doctor as they will be able to provide valuable information and support during your recovery.
Contact a solicitor
Once you have sought medical attention and gathered evidence, the next step is to contact a solicitor specialising in personal injury claims. They will be able to assess your case and advise you on whether you are likely to be successful in claiming compensation. There are legal procedures that are followed when involved in a motor vehicle accident that needs to be taken care of by a professional. Doing this will also help to give you peace of mind, knowing that someone is taking care of the legalities on your behalf.
Your solicitor will also be able to guide the amount of compensation you could receive and help you secure the maximum possible payout for your injuries. They will also deal with all correspondence with the other driver’s insurance company on your behalf and can represent you in court if necessary. There are many benefits to using a solicitor to handle your claim, including taking on the stress and hassle of the claims process to focus on your recovery.
To make a successful compensation claim, you must provide evidence to support your case. This could include witness statements, photographs of the accident scene and your injuries, and medical records. Your solicitor will be able to advise you on what evidence is required and can help you to gather the necessary documentation.
You should also exchange insurance details with the other driver involved and note their license plate number. Later on, this will be helpful if you need to claim their insurance company. If there were a police report filed, this would be helpful to your case as it provides an accurate account of what happened. This is valuable evidence, even if the other driver accepts liability for the accident. You can get a copy of the police report by contacting the local police department and submitting a Freedom of Information request.
Make a claim
If your solicitor thinks that you have a strong compensation case, they will begin the process of claiming on your behalf. This will involve sending a letter of notification to the other driver’s insurance company outlining the details of the accident and your injuries. The insurance company will then have 21 days to respond to this letter. In most cases, they will either accept liability for the accident or request further information before deciding. If your claim is accepted, the insurance company will process your compensation payout.
If your claim is rejected or the insurance company does not respond within 21 days, your solicitor will advise you on the next steps to take. This could involve taking your case to court to secure the compensation you deserve.
Speak to your insurance company
If you were involved in a road accident, you should also notify your own insurance company as soon as possible. Even if the accident was not your fault, your policy might include cover for medical expenses and damages to your vehicle. Your insurance company will be able to advise you on what cover is included in your policy and can help you to claim if necessary. It is important to remember that claiming your insurance could still affect your premium even if the accident was not your fault.
While taking legal action after being involved in a road accident can seem daunting, it is essential to remember that you are entitled to claim compensation if you have been injured through no fault of your own. By following the steps outlined above, you can ensure that you have the best possible chance of securing the compensation you deserve.